Hello! This is the Kantei kyoku Utsunomiya branch.
Today I would like to explain and introduce pawnbroking.
If you have come to Japan and want to use a pawn shop but are not sure what to do, please use Pawnshop Kantei kyoku.
We lend money by accepting your precious items (pawn) such as jewelry, precious metals, watches, and brand-name goods as collateral.
If the customer pays the pledge fee (interest) and the principal amount on time, we will return the pledged item to the customer.
Even if the customer is unable to repay the loan, the customer is not obligated to repay the loan if he or she relinquishes the item(s) deposited as collateral.
Pawnshop Kantei kyoku pawn period is 3 months from the day you pawn your item.
We will keep your item(s) until the pawn expiration date.
You can also pay pawn interest (pledge fee) or return (pawn) your items at any time within the pawn period (within 3 months).
If you do not plan to return (pawn) your item by the due date, you can extend the pledge period by paying only the pawn interest (pledge fee) by the due date.
As long as you continue to pay the pledge interest, the pawn expiration date will be extended.
On the other hand, if the customer does not wish to extend the pawn, the ownership of the item will be automatically transferred from the customer to our store when the pawn deadline has passed, so there is no need to contact us at all.
You can pawn your item again, so please feel free to use our service as many times as you like.
Pawnbroking is a financial system that has continued for 700 years since the Kamakura period.
By the mid-Edo period (mid-1900s), when the money economy had spread throughout Japan, pawnshops had become well established among the general public, and combs, hairpins, clothing, bedding, pots and kettles, etc. were used as pawns.
Today, pawn shops are permitted to operate under the “Pawnshop Business Law” with the permission of the Public Safety Commission of each prefecture. As such, they are responsible for the sound operation and safety of the goods entrusted to them, including the obligation to store the goods in a pawn warehouse with strict and careful care.
Yes, pawn stores do provide loans, but they are not money lenders like consumer credit companies.
Also, since you are pledging your belongings as collateral and receiving a loan of the appropriate amount of money, it is a “reasonable” method of financing that is completely different from “borrowing money”. So there is no danger of over-borrowing, and there is no obligation to repay, no collections, no late interest, simply by giving up the items you have deposited. This is the main reason why pawn stores have long been used as sound financial institutions.
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